Privacy Policy & Legal Information
(a) Website Disclaimer
These Terms apply to your use of our website. If you are not
over 18 or not living in the United Kingdom you will not be able to
use this website and you should not attempt to make an application,
although subject to your acceptance of these Terms you should feel
free to browse. If you do not agree to be bound by the Terms set
out below you should not use this website.
Definitions
The following words have the following meanings:
"Terms" means these terms and conditions;
"Product Provider" means any insurance company,
life office, broker and administration provider, operator of a
collective investment scheme, fund manager, bank, building society
or any other financial institution; "Us/Our"
means 'Everything Legal Limited', trading as 'the Bristol
Wills Company'; "You" means the user of the
website.
Copyright Trademark and site content
You acknowledge and accept that all copyright, trademarks and
all other intellectual property rights in all material or content
provided as part of the website belong to us, or a Product
Provider. You may download material from this site for your own use
only. No right, title or interest in any downloaded materials is
transferred to you by such downloading. Any other use of the
material and content of the website is strictly prohibited and you
agree not to copy, reproduce, transmit, publish, display,
distribute, commercially exploit or create derivative works of such
material except for the purpose of applying for shares or with our
written consent.
Our Liability to you
While we will use all reasonable endeavours to ensure the
accuracy of any information placed on the website, we make no
representations or give any warranties of any kind with respect to
this site or its contents and we disclaim all representations,
except where fraudulently made, and warranties.
In addition we make no representations or warranties about the
accuracy or the information contained on this website. The
information provided to you in connection with the
products are provided by the Product Providers and you
acknowledge that we have no liability to you in respect to the
accuracy of such information.
As we rely on information given to us by third parties there may
be a time delay in keeping that information up to date. You should
therefore check the accuracy of the information. The website may
only list the Product Providers with whom we have arrangements and
may not cover all Product Providers in the market. These
disclaimers do not attempt to disclaim liability for matters that
cannot be excluded under any applicable English law or the rules of
the Financial Services Authority.
We make no warranty that the website will meet your requirements
or will be uninterrupted, timely, secure or error-free, that
defects will be corrected, or that the site or the server that
makes it available are free of viruses or bugs or represents the
full functionality, accuracy or reliability of the materials.
We will not be liable to you for any loss of content or material
uploaded or transmitted through the website. We cannot guarantee
that a Product Provider will be able to provide an investment at
any particular time. We do not accept any liability in the event of
withdrawal of any offering of an investment or for rejection of
your application by the Product Provider for any reason whatsoever.
Neither we, nor any of our directors, agents or employees will be
liable for damages arising out of or in connection with your use of
this site. This is a comprehensive limitation of liability that
applies to all damages of any kind, including, without limitation,
compensatory, direct, indirect or consequential damages, loss of
data, income or profit, loss or damage to property and claims of
third parties.
We do not exclude any liability for death or personal injury
resulting from our negligence or that of our directors, agents or
employees. This website is designed to provide you with general
information only and does not attempt to give you advice on any
particular investment or to recommend any particular investment to
you. If you have any doubt as to whether a particular investment is
suitable for you, you should contact an Independent Financial
Adviser.
Indemnity
In using this website, we require that you abide by these Terms.
If you fail to abide by them, and this failure causes us to suffer
a claim, action, liability, or loss because of your failure to
abide by these Terms, you agree to indemnify us, on demand, for all
costs and expenses, including legal fees, which arise out of your
failure to abide by these Terms.
Our Rights
We reserve the right at any time to modify or withdraw,
temporarily or permanently, the website or any part of it without
notice to you and we will not be liable to you in any way for any
modification or withdrawal of the website. We also reserve the
right to modify these Terms without reference to you. We reserve
the right at any time to refuse to process a transaction for any
reason. We will not be liable to you or any third party by reason
of our failing to process a transaction. By making an application
for any investment or insurance you expressly authorise us to
transmit information or to obtain information about you from third
parties from time to time, including but not limited to your credit
reports, in order to authenticate your identity.
Third Party Links
In the event that there are third party links to other websites
for your convenience, you acknowledge and agree that we are not
responsible for the availability or functionality of such external
sites. We do not endorse the content of any external sites and are
not responsible or liable, directly or indirectly, for any loss
however caused to you by your use of any external site.
Miscellaneous
The information on this website is for residents of the UK only.
We shall not be liable to you where performance of any of our
obligations to you is prevented, frustrated or impeded by any
circumstance or cause beyond our control. If any part of these
Terms is found to be unenforceable as a matter of law, all other
parts of these Terms shall not be affected and shall remain in
force. These Terms shall be governed by and construed in accordance
with English law and the English courts shall have jurisdiction
over any disputes between us.
(b) Privacy Statement
Everything Legal Ltd takes the issue of privacy very
seriously. This statement sets out our practice concerning data
processing.
What data do we hold about You?
This website is provided by Everything Legal Ltd
("EL") to help you to select products to meet your individual
needs. To do this we must obtain certain information from you about
your personal and financial circumstances. The information that you
give us will then be passed by us to potential providers and
researchers who will use that information and respond with the
terms they are prepared to offer.
How we use your data?
The nature of our service means that depending on the nature of
your enquiry we have to share your personal data with our partners
who provide the products and services that you request. For example
if after using a comparative service on the website you wish to
speak to an adviser or request a financial product, we will pass on
your relevant personal data to the partner concerned to fulfill
your request. If you have requested to receive our regular
newsletter we may contact you by telephone or by email to inform
you of products and services which may be of interest to you. If
you wish to opt out of this direct marketing activity please
contact support@claimsfinancial.co.uk so that we may remove your
personal details from the database.
What are "cookies" and how we use them?
For each new visitor to the website we automatically log certain
information about how you are using our website. If your computer
browser is set up to accept them, we use a feature known as a
"cookie" which contains information that is stored on your computer
hard drive for record keeping purposes. Cookies allow us to make
our website more useful based on stored information about your
preferences when you visit our website. If you do not wish for
information to be recorded in this way, you are able to configure
your browser to refuse cookies or to notify you when you have
received one.
Where is your data stored?
Everything Legal Ltd is the registered data controller of
your personal data for the purposes of the Data Protection Act
1998. All personal data provided by you is held securely and in
confidence by us in our computerized records. You have the right to
inspect the data we hold about you at any time. If you wish to do
so, please write to the Compliance Officer at:
The Compliance Officer, Everything Legal Ltd, Colston Tower,
Colston Street, Bristol, BS1 4XE.
Legal Information
Everything Legal Ltd is a company incorporated in England
and Wales and regulated by the Ministry of Justice in
respect of regulated claims management activities; its registration
is recorded on the website www.claimsregulation.gov.uk
- registration number CRM 4757.
Company Number 06205456
VAT Number: 811010995
Registered office:
Everything Legal Ltd
Colston Tower
Colston Street
Bristol
BS1 4XE
Telephone number: 0845 833 9792
Email: contact@bristolwillscompany.co.uk
Bristol Wills Company